Payl8r is a simple payment option that enables you to buy the training you require now and spread the cost over a time period to suit you!

Why use Payl8r 

• Apply without affecting your credit
• High acceptance rates
• Low interest rates
• Interest free periods
• Flexible friendly finance

How does it work

1. Checkout with Payl8r: Click the Payl8r option at the checkout
2. Payl8r payment process: Select deposit, instalment plan & complete the 60-second application form
3. Receive Confirmation: Your items have been paid for and on their way to you
4. Account Setup: Log into your account to view all purchases and payment dates.

How do I repay Payl8r?

• You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
• Interest rates from 1% per month – remember, if you pay in full in the first month, your loan will be at 0% interest.
• Click the Payl8r button at the checkout and you will receive an answer within minutes.

Will I qualify?

• No CCJs within the last 3 years
• No accounts in default
• Be a UK resident
• Have online banking
• Have a regular source of income
• Finance is subject to your ability to repay the loan

You can apply for an Advanced Learner Loan to help with the costs of a course with us. Loan eligibility does not depend on your income and there are no credit checks. Any individual who meets the criteria will be able to apply for a loan regardless of their current employment status.

If you’re aged 19 or over and are thinking about further education or training in England, you might qualify for an Advanced Learner Loan. It’s easy to apply for and you won’t have to pay anything back until you’re earning over £26,575 a year.

When do you repay your loan

• You’ll have to start repaying your loan when your income is over £26,575 a year
• You’ll be charged interest from the day you get the first payment

Loan Bursary Fund

You may also be eligible for money from the Advanced Learner Loan Bursary Fund if you need help with some costs while studying, for example, childcare, travel or trips related to your course.

What you’ll get

How much you get depends on:

• The type of course
• Your course fees
• The maximum loan available for your course
• The minimum loan you can get is £300
• Funds are paid directly to your training provider.

You do not have to borrow the full cost of your course – you can pay for some of it yourself.

Number of loans you can get

• You can apply for up to 4 loans and you can get more than one at the same time
• You can apply for another loan to take the same level of a course. You can only apply once for an Access to Higher Education course

Eligibility

• You must be 19 or older on the first day of your course
• Your course must be: A Level 3, 4, 5 or 6 qualification
• With an approved training provider in England
• You must:
  • Be living in the UK on the first day of your course
  • Be a UK national or have ‘settled status
  • Have been living in the UK, Channel Islands or Isle of Man for 3 years before starting your course

As a training provider we have access to a variety of different funds at different times of the year to support you in accessing training. We specify on each course what funding is available for you to make an informed decision on what is right for you.